Commercial General Liability insurance is designed to protect business owners and operators from a wide variety of liability exposures. These include liability arising from an accident resulting from the insured’s premises or operations, products sold, completed operations or projects and contractual liability. Business owners should never be with general liability insurance for their business.
A general liability policy (CGL) is most likely the first policy you will purchase to protect your business and its assets. A standard CGL policy is separated into three sections.
• Coverage A: Bodily Injury & property damage
• Coverage B: Personal & advertising injury
• Coverage C: Medical payments
While the most common limit for a CGL policy is $1M per occurrence with a $2M aggregate*. (*The maximum the insurance company will pay during a policy period) Commonly, your policy limits will depend on who you are doing work for. This is especially true for contractors and similar businesses. At Gnade Insurance we will help determine the best coverage and company for your company’s specific needs. Contact our sales team today for a no obligation business insurance consultation. 815-277-8501 or email@example.com.
I would like to take this opportunity to provide this Letter of Recommendation for the Gnade Insurance Group and its staff. B&B Construction and Excavating has been a client since 2007 and have been extremely satisfied with the professional and friendly service we have always received.
The owners and agents are very knowledgeable and very helpful when issues or questions come up. They think of the customer first when it comes to quoting coverage and make sure that all policy packages are inclusive of all items the client may need. Their turn-around time for completing requests, be it a certificate of insurance, a bond, or a rate quote is one of the most efficient companies that I work with. I know that I can count on the staff at Gnade to handle anything I need.
I highly recommend Gnade Insurance Group to any company or individual that is looking for an insurance agent that is trustworthy, dependable, and knowledgeable in all areas of the insurance field and always willing to take that extra step of customer service to satisfy their clients.
- Linda Goldsmith, July 2013